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The Ministry of Finance has launched a unified awareness initiative titled "Your Money, Your Right" to help citizens locate and recover forgotten or unclaimed assets such as unclaimed deposits, insurance and shares.What is the "Your Money, Your Right" campaign?To help citizens locate and recover forgotten, unclaimed assets, the central government has launched a website, https://www.unclaimedassetsportal.in, where a single gateway directs users to appropriate regulator-managed portals to reclaim bank deposit claims, insurance claims, share claims, etc..As per a Ministry of Finance statement , the service does not require registration, is free to use, and provides access only to official regulator resources.How can you find unclaimed bank deposits?Under the portal, individuals can search for unclaimed bank deposits through the RBI's UDGAM portal. The portal allows users to look for deposits that may have become inoperative or remain unclaimed across participating banks.Old savings accounts, fixed deposits, recurring deposits and accounts that have remained inactive for long periods may appear in the search results if they qualify as unclaimed deposits.How can you trace unclaimed insurance policies?For insurance-related claims, users are redirected to resources provided by the Insurance Regulatory and Development Authority of India (IRDAI). Policyholders or nominees can use the available tools to trace forgotten life insurance policies and begin the process of claiming benefits that may remain unpaid.How can investors locate unclaimed mutual fund investments?Investors looking for forgotten mutual fund holdings can access support resources through SEBI's MITRA platform.The facility helps investors identify inactive or unclaimed mutual fund folios and obtain information on the process required to reclaim them.How can shareholders claim unclaimed dividends and shares?Unclaimed dividends and shares transferred to the Investor Education and Protection Fund Authority (IEPFA) can be searched through the designated portal.What is The Depositor Education and Awareness (DEA) Fund Scheme, 2014, the Depositor Education and Awareness (DEA) Fund and when did this Scheme come into effect?“The Depositor Education and Awareness Fund (DEA Fund) Scheme, 2014” was formulatedby the Reserve Bank of India in exercise of the powers conferred upon it under Section 26A ofthe Banking Regulation (BR) Act, 1949 and all the powers enabling it in this behalf. Under theprovisions of this Section, RBI has established the Depositor Education and Awareness Fund(Fund). The Scheme has come into effect from May 24, 2014, i.e., the date of notification of theScheme in the Official Gazette of Indi"